Arizona Car Insurance

Online car insurance rates for Arizona can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison. You may have found your car insurance rates have increased due to an accident, a claim, a teen driver who just got their license, or some other event.

People tend to stay with the same company for years, even though they may be paying more than they have to! Compare rates from other Arizona companies today and prevent this from happening to you.

Cheaper Arizona Rates are Available!

Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by Arizona drivers. Even though Phoenix may have the most people in Arizona, that doesn't mean car insurance rates will be higher or lower where you live.

Compare Arizona Car Insurance Rates

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another. Insurance companies base their rates on many different factors, some of which are not under your control.

Even High Risk and SR22 Car Insurance Quotes!

It only takes about five minutes to get multiple estimates from different companies in your area. Prepare to pay more for physical damage coverage than liability coverage. Liability averages about $490, while physical damage insurance costs $516 for the average Arizona driver.

Keep in mind when getting a Arizona car insurance quote that the Arizona state minimum liability limits are 15,000/30,000/10,000. You will want to buy more liability insurance than that however.

Both New Car and Used Car Insurance Quotes

Local Arizona insurance agents can give you quotes from many companies approved to sell insurance in Arizona, and they also provide you with professional advice and guidance.

Car insurance rates don't always go up, and in fact they do decrease occassionally. There is a very good chance that you are currently paying too much for car insurance.

Lower your Car Insurance with These Tips

  • Clean up your credit report and see significant savings
  • car insurance ratings can vary depending on your home address and rates in some parts of may be lower than in other areas
  • Consider dropping physical damage coverage on older vehicles
  • Teen drivers who have taken a drivers education class may qualify for a discount
  • Consider dropping physical damage coverage on older vehicles
  • Teen drivers who have taken a drivers education class may qualify for a discount
  • Arizona Senior citizens can often receive cheaper car insurance rates
  • Insurance companies reward policy holders who stay with their company for a longer period of time by giving a small discount
  • Students with good grades often qualify for a discount rate
  • Compare car insurance rates now to make sure your getting the best deal on Arizona insurance.

Free Online Car Insurance Quotes

With over 6,595,778 people in the state of Arizona, you wouldn't think one of the most stolen vehicles in Arizona would be a 1994 Nissan Sentra, but it is. But don't think that your car can't be stolen just because you live in Arizona. If you own a home in Arizona, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Arizona insurance rates. Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

Take the first step now in lowering your car insurance rates. Click to start a quote!

Compare Arizona Rates
Most Stolen Cars in Arizona
  • 1994 Nissan Sentra
  • 1994 Honda Accord
  • 2000 Chevrolet 4v2 Pickup
  • 2003 Ford F250 Pickup
  • 1995 Honda Civic
  • 2006 Ford F350 Pickup
  • 2004 Chevrolet Extended Cab 4x2 Pickup
  • 1990 Toyota Camry
  • 1997 Ford F150 Pickup
  • 2004 Dodge Ram Pickup
Related Web Searches

The following are actual search phrases used by Arizona consumers when searching for car insurance online. Click on any phrase to perform a web search.

Arizona Insurance Statistics
  • Minimum liability requirements in AZ are $15,000 per person, $30,000 per accident, and $10,000 in property damage liability
  • There are 6,595,778 people in AZ, over 3,819,400 licensed drivers, and over 25,986 vehicle thefts each year
  • Comprehensive coverage costs and average of $213 and collision coverage averages $303. Liability insurance is an additional $490.
  • Arizona ranks 14 out of 50 states for car insurance costs. Average car insurance rates in AZ are $873.
  • Homeowners insurance in Arizona average $634 but if you combine your home and car insurance with the same company you could get a discount.