Are you doing reasearch to find low-cost insurance rates in Sahuarita, AZ? If you've never shopped for Sahuarita car insurance quotes online, most likely you are bewildered due to the large number of insurance companies all advertising big savings.

Astonishing but true according to a recent study, about 70% of customers kept their coverage with the same insurance company for well over three years, and roughly 40% of drivers have never compared insurance rates at all. Arizona consumers could pocket roughly 50% a year just by comparing rates, but most undervalue how much they could save if they switched to a cheaper policy.

How much does car insurance in Sahuarita, Arizona cost?

When quoting car insurance, remember that getting more free quotes helps improve the odds of finding the best rates.

The following companies are ready to provide price comparisons in Sahuarita, AZ. To find cheap auto insurance in Arizona, we recommend you visit as many as you can to get a more complete price comparison.

Insurance Cost Estimates for Popular Vehicles in Sahuarita
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Malibu LS $910 $455 $76
Chevrolet Silverado LT Crew Cab 2WD $954 $477 $80
Dodge Ram Crew Cab TRX 4WD $1,340 $670 $112
Ford Escape Limited 4WD $652 $326 $54
Ford Explorer Limited 4WD $792 $396 $66
Ford F-150 Lariat King Ranch 4WD $1,148 $574 $96
Ford Focus SE 4-Dr Sedan $882 $441 $74
Honda Accord EX-L 2-Dr Coupe $1,214 $607 $101
Honda CR-V LX 4WD $666 $333 $56
Honda Civic GX 4-Dr Sedan $1,206 $603 $101
Honda Odyssey EX W/Rear Entertainment $876 $438 $73
Hyundai Sonata Limited 4-Dr Sedan $912 $456 $76
Nissan Altima Hybrid 4-Dr Sedan $746 $373 $62
Toyota Camry Hybrid $1,042 $521 $87
Toyota Corolla LE $952 $476 $79
Volkswagen Jetta S 2.5 Station Wagon $732 $366 $61
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Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, safe-driver, and multi-vehicle. Rates do not factor in specific garaging location which can decrease or increase premium rates noticeably.

Males versus Females

The chart below shows the difference between insurance costs for male and female drivers in Sahuarita. Data assumes no tickets, no at-fault accidents, full coverage, $1,000 deductibles, marital status is single, and no additional discounts are factored in on a Honda Pilot Touring.

Honda Pilot rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Can higher deductibles save money?

The diagram below demonstrates how deductible levels and can raise or lower Honda Civic premium costs for different age categories. The premium estimates are based on a single female driver, comprehensive and collision coverage, and no discounts are applied to the premium.

Honda Civic rates are for example purposes only. To get rates for your specific vehicle, click here.

Deductible comparison

One of the more difficult decisions when buying car insurance is the level to set your comp and collision deductibles. The figures shown below illustrate the cost difference when you buy lower versus higher coverage deductibles. The first table uses a $100 comprehensive and collision deductible and the second price table uses a $500 deductible.

GMC Acadia rates are for example purposes only. To get rates for your specific vehicle, click here.

GMC Acadia insurance policy rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Acadia SL 2WD $224 $382 $300 $18 $90 $1,039 $87
Acadia SL AWD $258 $382 $300 $18 $90 $1,073 $89
Acadia SLE 2WD $258 $382 $300 $18 $90 $1,073 $89
Acadia SLE AWD $258 $466 $300 $18 $90 $1,157 $96
Acadia SLT 2WD $258 $466 $300 $18 $90 $1,157 $96
Acadia SLT AWD $292 $466 $300 $18 $90 $1,191 $99
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GMC Acadia insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Acadia SL 2WD $164 $258 $300 $18 $90 $830 $69
Acadia SL AWD $188 $258 $300 $18 $90 $854 $71
Acadia SLE 2WD $188 $258 $300 $18 $90 $854 $71
Acadia SLE AWD $188 $314 $300 $18 $90 $910 $76
Acadia SLT 2WD $188 $314 $300 $18 $90 $910 $76
Acadia SLT AWD $212 $314 $300 $18 $90 $934 $78
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Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Arizona minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, claim-free, and homeowner. Price information does not factor in specific location information which can alter price quotes significantly.

Using the premium rates above, we can conclude that using a $100 deductible will cost you roughly $19 more each month or $228 for a full year than buying the higher $500 deductible. Due to the fact that you would have to pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you normally average more than 21 months between claim filings, you would probably be better off if you choose the higher deductible.

Calculation for determining deductible levels

Average monthly premium for $100 deductibles: $93
Average monthly premium for $500 deductibles (subtract): - $74
Monthly savings from raising deductible: $19
Difference between deductibles ($500 - $100): $400
Divide difference by monthly savings: $400 / $19
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 21 months

Tailor your auto insurance coverage to you

Always keep in mind that when comparing a policy for your vehicles, there really is not a perfect coverage plan. Your financial needs are unique.Safe vehicles cost less to insure

Here are some questions about coverages that can aid in determining whether you might need an agent's assistance.

If it's difficult to answer those questions but one or more may apply to you, you might consider talking to an insurance agent. To find lower rates from a local agent, complete this form.